To select the right auto insurance and homeowners insurance, you need to the qualified team of experts to guide you. The professionals at McDonald Insurance will offer the best personal insurance packages that will meet all your needs. We will present customized insurance plans that will protect you. We will keep your insurance budget in mind and come up with ways to maximize your insurance payouts. We achieve this by educating our clients on the options and also focusing on safety and prevention. To learn more about our coverage, please look through our service offerings.
Our Personal Insurance Plans Include:
Auto Insurance Personal Auto Insurance protects you, your passengers and your vehicle. Different types of coverage are available based on your needs.
Types of Coverage Include:
Bodily Injury Liability
Property Damage Liability
Uninsured/Underinsured Motorist Coverage
Homeowners Insurance All homeowners should have insurance to protect their properties. Home Insurance protects your personal property, provides liability coverage and pays for damage to your home.
Tennessee Home Insurance Covers:
Damage from Vehicles
Destruction or Damage to Your Personal Property Contained Inside Your Home
Objects Falling from the Sky
Windstorm, Hail or Tornado
McDonald Insurance Can Cover All Your Toys Such As:
Is your business insurance program strong enough to meet devastating lawsuits and other challenges? When you partner with McDonald Insurance, you are working with industry experts who are there to help you at every step of the way. We will work with a number of insurance markets to obtain competitive business quotes that will help you get the maximum value from your investment. Our years of experience and market position allows us to offer the best products that meet your unique business needs. Our company will work to strengthen your risk management programs through loss prevention ideas and by determining coverage gaps. We are dedicated to minimizing your risks and losses, and will even work with you to eliminate them altogether. To learn more about our coverage, please look through our service offerings.
Our Products Include:
Business Auto Insurance
Commercial Fleet Insurance
Commercial Umbrella Insurance and Excess Liability Insurance
Crime Insurance Including Fidelity Coverages
Directors & Officers Coverage
General Liability Insurance
Petroleum Marketers and others
Property Insurance on Buildings and Business Personal Property
Specialty Package Policies for Contractors, Apartment Owners, Distributors, Agribusinesses, Petroleum Marketers and Others
Our Business Insurance Plans Include:
Types of Restaurant Insurance Include:
Food Contamination Insurance
Loss of Business
Specific Peril Insurance
Habitational Insurance Apartment Building Insurance protects Tennessee property owners from fires, natural disasters or other damaging events as well as any workers you employ to maintain the property. These plans also protect owners against lawsuits from tenants. Farm Insurance Farm Insurance, also known as Agricultural Insurance protects farm owners against things like weather, natural disasters and farm equipment failure.
Types of Farm Insurance Include:
Property and Casualty Insurance
Specialty Farm Insurance
Non-Profit Insurance Non-Profit Insurance is available for all 501(c) non-profit organizations so you can focus on your mission. It includes property, liability, auto and professional liability insurance. Convenience Store Insurance Different commercial establishments fall under the umbrella of convenience store.
Establishments Requiring Convenience Store Insurance:
24 Hour Quick Shops
Auto Car Wash Facilities
Convenience/Gas Station Combination Stores
Small Grocery Stores
Agribusiness Insurance Agribusiness Insurance protects your company and its interests.
Some Areas of Agribusiness Insurance in Tennessee Include:
Gas Storage Tanks
Manufacturing Insurance All manufacturers require Manufacturing Insurance specifically tailored to their businesses. An experienced insurance agent will assess your coverage needs based on your facility, equipment and operation. Pest Control Pest Control Insurance is crucial due to the toxic chemicals used in the process.
Types of Pest Control Coverage Include:
Crime Exterminators’ Liability General Liability Property Coverage Umbrella Worker’s Compensation Contractor Insurance Contractor Insurance is a must for all reputable contractors. It protects your business, your workers and your customers.
Those Who Need Contractor Insurance Include:
Workers’ Compensation Programs Workers’ Compensation Insurance protects your business and your employees. All employers in the state of Tennessee must have Workers’ Compensation Insurance for accidents and injuries that occur on the job. Fleet Insurance Any company with a fleet of vehicles needs Fleet Insurance. The two factors that go into determining premiums for these types of policies are frequency of accidents and the cost of your overall claims. RV Park and Campground Insurance RV parks and campgrounds must have liability insurance that is adequate for the amenities and recreational activities offered on the property. A custom policy for your facility protects you and your guests. Employment Practices Liability Employment Practices Liability Insurance protects your company from claims of employment practices discrimination. The Equal Employment Opportunity Commission enforces federal laws against workplace discrimination. Condo Association Insurance In the state of Tennessee, Condo Association Insurance is mandatory to ensure that the community is protected from lawsuits.
Questions to Ask About Condo Association Insurance:
Do We Have Replacement Cost Coverage?
Do We Need a Condo Association Insurance Master Policy?
Do We Need to Insure the Contents or Merely the Structure?
How High Is the Association Deductible?
How Much Coverage Is Appropriate for Our Particular Property?