Business Insurance

Our commercial insurance products include farm, contractors, restaurant, crime, general liability insurance and more. Call 1-800-301-3948 for a quote.

Is your business insurance program strong enough to meet devastating lawsuits and other challenges? When you partner with McDonald Insurance & Financial Services, you are working with industry experts who are here to help you at every step of the way. We will work with a number of insurance markets to obtain competitive business quotes that will help you get the maximum value from your investment. Our years of experience and market position allows us to offer the best products that meet your unique business needs. Our company will work to strengthen your risk management programs through loss prevention ideas and by determining coverage gaps. We are dedicated to minimizing your risks and losses, and will even work with you to eliminate them altogether. To learn more about our coverage, please look through our service offerings.

  • Business Auto Insurance
  • Excess Liability Insurance
  • Commercial Umbrella Insurance
  • Crime Insurance Including Fidelity Coverages
  • Directors & Officers Coverage
  • General Liability Insurance
  • Petroleum Marketers and Others
  • Pollution Liability
  • Property Insurance on Buildings and Business Personal Property
  • Specialty Package Policies for Contractors, Apartment Owners, Distributors, Agribusinesses, Petroleum Marketers and Others
Habitational Insurance Building

Habitational Insurance

Apartment building insurance protects Tennessee and Mississippi property owners from fires, natural disasters or other damaging events as well as any workers you employ to maintain the property. These plans also protect owners against lawsuits from tenants.

Contractor Insurance

Contractor insurance is a must for all reputable contractors. It protects your business, your workers, and your customers. As a contractor, you have enough to worry about. Make sure you are properly insured should the unexpected happen. From tools to liability to property damage, our experienced agents understand what type of protection your business really needs. We have locations in Bartlett, Franklin, Jackson, Germantown, Tennessee and Lexington, Mississippi. Give us a call at one of our locations today.

Those Who Need Contractor Insurance Include:

  • Carpenters
  • Electricians
  • Janitors
  • Landscapers
  • Painters
  • Plumbers
  • And More
General Contractors With Insurance
Condominium Representing Insurance

Condo Association Insurance

In the states of Tennessee and Mississippi, condo association insurance is mandatory to ensure that the community is protected from lawsuits.

Questions to Ask About Condo Association Insurance:

  • Do we have replacement Cost Coverage?
  • Do we need a Condo Association Insurance Master Policy?
  • Do we need to ensure the contents or merely the structure?
  • How high is the Association Deductible?
  • How much coverage is appropriate for our particular property?

Restaurant Insurance

Restaurant owners face their own specific risks specific to their industry. At McDonald Insurance & Financial Services, we serve the community with restaurant insurance coverage that can be completely customized and tailored to meet the needs of your unique restaurant. From kitchen fires to foodborne illness, make sure you, your employees and customers are kept safe with the right policy.

Types of Restaurant Insurance Include:

  • Automobile Liability
  • Food Contamination Insurance
  • General Liability
  • Liquor Liability
  • Loss of Business
  • Property Insurance
  • Specific Peril Insurance
  • Workers’ Compensation
Restaurant Owner With Insurance

Workers’ Comp Insurance

Workers’ compensation insurance protects your business and your employees. All employers must have this insurance for accidents and injuries that occur on the job.

Farm Insurance

Farm insurance, also known as agricultural insurance protects farm owners against things like weather, natural disasters and farm equipment failures. We understand how important it is to protect your farm and your livelihood. At McDonald Insurance & Financial Services, we can help you select the coverage that best meets your specific needs. Whether you need livestock coverage or farm equipment coverage, we offer it all.

Types of Farm Insurance Include:

  • Crop Insurance
  • Livestock Insurance
  • Property & Casualty Insurance
  • Specialty Farm Insurance

Convenience Store Insurance

There are many different commercial establishments that fall under the umbrella of a convenience store. This type of insurance protects against theft, crime, inventory damage, property damage and more. Although convenience stores can ensure steady cash flow, risks are especially high. Contact us at McDonald Insurance & Financial Services for assistance in finding the right policy that will protect you from loss.

Establishments Requiring Convenience Store Insurance:

  • 24 Hour Quick Shops
  • Auto Car Wash Facilities
  • Convenience/Gas Station Combination Stores
  • Gas Stations
  • Liquor Stores
  • Small Grocery Stores

Agribusiness Insurance

Agribusiness insurance protects your company and its interests. We offer a variety of agribusiness coverage options and services that you can count on.

Agribusiness Insurance Options:

  • Agritainment Liability
  • Equipment Floater
  • Gas Storage Tanks
  • Income Loss
  • Mechanical Breakdown
  • Product Liability
  • Workers’ Compensation

Non-Profit Insurance

Non-profit insurance is available for all 501(c) non-profit organizations so you can focus on your mission. It includes property, liability, auto and professional liability insurance. We are dedicated to providing personalized services at competitive prices.

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